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What is switching your mortgage?

We understand that situations and circumstances can change, which may lead to your current mortgage product no longer aligning with your lifestyle and what you need.

Switching your mortgage is the process of switching or refinancing your existing mortgage from one lender to another. This is done for a variety of reasons, predominantly to ensure you are taking advantage of the best rates.

Why Switich your mortgage?

Save money:
See how much you can potentially save on your current mortgage, by finding the lowest rates and best long-term value for money.

Greater flexibility:
Benefit from greater flexibility on your existing mortgage, including overpayment options, cash back offers and potentially reducing your mortgage term to maximise your savings.

Additional finance:
It can provide additional finances from your own home to cover a range of requirements, including home improvements, debt consolidation, large, one off legal or tax bills etc.

Protect against inflation:
With interest rates increasing rapidly, we can find you a mortgage with a fixed interest rate from anywhere between 3-30 years. This offers protection against inflation, guaranteeing your mortgage repayments for that chosen term and still offering flexible overpayments.

We used NFP to help us switch mortgages in late 2022. Danny and Sarah were extremely helpful and thorough throughout. They explained the process thoroughly at the start, responded promptly throughout, and helped us switch providers swiftly. We had no issues with their service and have no hesitation recommending them to others.

D Cullinan, Google reviews

NFP are a mortgage switcher partner you can trust

We know that supplying good mortgage advice goes much further than just recommending a certain product or lender.  At NFP, our advisers delve deep into your needs and goals, staying by your side throughout the mortgage process to advise you as and when you need. We see ourselves not just as your broker, but as a trusted partner.

Our goal is to ensure...

your mortgage product is suitable for you
our specialists reduce the stress and confusion of the mortgage process
our advice and guidance is fully based on your individual circumstances and needs
you get the support you need, when you need it

Speak to one of our mortgage experts

Danny O'Brien Headshot

Danny O'Brien

Senior Mortgage Consultant

Colin Rockett Headshot

Colin Rockett

Senior Mortgage Advisor

Book a mortgage consultation

To organise a no-obligation chat with one of our mortgage advisers, let us know what type of mortgage you are interested in, and we will be in touch. Or alternatively email: or call us at: +353 (0) 1 210 0210

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