First time buyers

Helping you get your foot on the property ladder

Buying your first home is a very exciting milestone in your life. However, it is likely to involve some of the most important financial decisions you will ever make, and the magnitude of the decision can often make it a daunting prospect.

The choices you have when selecting a mortgage can be overwhelming, due to the fact that there are so many products and lenders to choose from and making the wrong choice could be so costly. From the thousands of options available to our brokers from across the whole market, they will recommend only the best solutions based on your needs.

Wherever you are in your property financing journey, we have the options and advice that can make a difference.

Why get your first mortgage?

Homeownership:
The most obvious benefit is that it allows you to become a homeowner. Instead of renting, you'll have a place to call your own, which can provide stability and security for you and your family.

Building Equity:
As you make mortgage payments, you gradually build equity in your home. This equity can be a valuable asset over time and can be tapped into, through methods like refinancing or selling your home at a profit.

Long-term Financial Stability:
Owning a home can provide a sense of financial stability and predictability, since your mortgage payments are typically fixed for a certain period (if you choose a fixed-rate mortgage).

Retirement Planning:
Owning a home can be a part of your retirement planning. As you pay down your mortgage, you may have reduced housing expenses in retirement.

NFP are a mortgage partner you can trust

We know that supplying good mortgage advice goes much further than just recommending a certain product or lender.  At NFP, our advisers delve deep into your needs and goals, staying by your side throughout the mortgage process to advise you as and when you need. We see ourselves not just as your broker, but as a trusted partner.

Our goal is to ensure...

	your mortgage product is suitable for you
	our specialists reduce the stress and confusion of the mortgage process
	our advice and guidance is fully based on your individual circumstances and needs
	you get the support you need, when you need it