Environmental impairment liability
Shielding your business from unforeseen environmental impactsIf your business operations are found to be at fault for releasing pollutants, you could be liable to pay costs relating to personal, property or environmental damage that occurs as a result.
Whether you're handling hazardous materials, undergoing organisational change, or managing property transactions, ensure you're covered
Unseen environmental risks can emerge without warning, leading to costly claims for pollution, property damage, or regulatory clean-up orders. Standard public liability policies often fall short as retrospective cover is rarely included, leaving critical gaps that could put your business at risk.

What’s included in an environmental impairment liability policy?
- Standard environmental impairment
- Retrospective environmental impairment
- Third-party injury
- Damage to property
- Business interruption
- Clean-up and restoration expenses

Without environmental impairment liability insurance, your business could be at risk of:
- costly clean-up obligations
- third-party legal and compensation claims
- loss of revenue
- reputational damage
- difficulty securing contracts or selling on land
Environmental impairment risks we can help insure you against:
Sudden and accidental pollution events
Gradual pollution over time
Site clean-up requirements
Off-site / migrated pollution
Historic contamination
Nuisance pollution
We see ourselves more as your insurance partner, rather than just an insurance broker
The day-to-day running of a modern business can be complex and time-consuming. Insuring it is no different. Without specialist advice, you may be leaving yourself vulnerable to:
Gaps your cover that you aren’t aware of
Not insuring your business for the correct value
Paying for more cover than you need
The risk of your business closing following a claim
Request a call back from one of our cyber insurance specialists
To discuss your requirements, fill out the form below and we will be in touch.